Templates for writing to creditors

We aim to make our website as accessible as possible. However if you use a screen reader and require debt advice you may find it easier to phone us instead.

Freephone including all mobiles. Home Debt information Dealing with debt problems. Worried about dealing with the people you owe money to? We're here to help. Take two minutes to find the right support for your situation. Get help now. Help with the financial impact of coronavirus A number of measures are being rolled out to help people who are struggling with money because of coronavirus.

Read our guides: How are creditors helping? Learn if you can reduce or pause payments Has your income reduced? Get tips on managing finances if you've had a pay cut Need emergency help? Find out where to get money for food or rent. Tap the small pencil icon on the bottom right To edit Word files on Apple mobiles and tablets: Copy to Pages. Click anywhere on the document to make changes. Letter of authority. Money worries? Find out how we can help you. We Give Hope. Client Login We Help.

Search for: Search Button. Asking a Creditor to Forgive a Debt. Sincerely, [your name] [complete mailing address] [phone number] [account number]. Do you have questions? Get debt help now. Call Us. Related Articles. We use cookies to improve your experience of our website. You can find out more or opt-out from some cookies. If you've got debts you can use our sample letter generator to write to your creditors.

You can use the letter templates to tell your non-priority creditors about your situation and to ask them to accept your repayment plan. These debts include credit cards and other unsecured loans. Make sure you read the guidelines for using the letter templates first. Letter to ask creditors to hold off for a short period while you work out your budget or get advice. Letter for when you can't make an offer of repayment and your circumstances are not going to improve. Letter to end a hire purchase or conditional sale agreement.

You might need to do this if you can't afford the payments any more. Skip to navigation Skip to content Skip to footer.