They even claimed that I had accepted another forgiveness amount which if totally false and I had the records to prove it. Then they said I defaulted, which was false again and I had the records to prove that. I have records showing that I paid my interest in advance and they said we do not allow that, but they did 15 years ago. Even though I have the proof, they refused to accept it. When I applied for the forgiveness last year, I was again refused. I asked for an audit since my records were destroyed in a flood and Sallie Mae's reply, "We don't do that.
All they did was send be the five years of my payments which I already had records of. After asking for the audit and being vocal for so long Sallie Mae will not communicate with me anymore via telephone, email or postal letter.
I legally earned that forgiveness and desperately need it. I will be retiring a few years and I cannot have that debt hanging over my head. I am exhausted and do not know how to get what I am entitled to. I am a perfect consumer, have a credit rating is the s, I am an outstanding citizens. I am the prototype that the teacher's loan forgiveness program is for. I am exhausted and the fight with Sallie Mae is draining me. How can they get away with it. I have done everything correctly and I am not seeking a way out of my debt or to have others pay for me.
I legally earned that loan forgiveness. Do you know anyone willing to help someone like me who has done everything right, but still gets beat down. I am exhausted with this fight but if I give in Sallie Mae can do whatever they want regardless of the law. The payment plan is a monthly amount you pay for your loan.
Your requirements for the loan will depend on the amount and any payments you made during college. It also depends on the duration of the loan. If you struggle to make payments, then you may have options to refinance the loan. Refinancing means you take a loan for a longer time or for a lower interest rate.
The new loan allows you to pay off the original amount and start a new payment plan. In an ideal situation, you make a monthly payment on your student loans.
Forbearance means you put your debt on hold until you have a better financial situation. Forbearance adds to your loan amount by charging interest. When your financial situation improves, you can start making payments on the loan. Sallie Mae student loan forgiveness differs from other payment options. If you have a disability, then you may qualify for student loan forgiveness.
To qualify for the disability forgiveness, you must fill out a discharge application. You then provide proof of a permanent physical or mental disability. Veterans of the military must get a statement from the Veterans Administration. The statement explains the soldier has service-related injuries that impact his or her work. Disabilities not related to military service need a notice from the Social Security Administration.
In some cases, you may need to provide more proof of your injuries or disabilities. Public servants may qualify for Sallie Mae student loan forgiveness, too. With these loans, the federal government pays the interest charges for you while you're in college.
Here are the types of student loans. Sallie Mae is a value stock worth considering -- with a caveat. Positive developments in the job market and in college enrollments by that time could make Sallie Mae a great value buy. SmartyPig is a free, FDIC-insured online piggy bank that helps you save for long- and short-term goals. The more you save, the more interest you'll earn with our tiered interest rates.
Only debts like federal student loan and unpaid income taxes can be garnished out of your accounts or wages without a court order. Navient, one of the largest servicers in the U. Sallie Mae is a consumer bank that owns 1. We are not Navient or any other company that services or collects loans for the federal government.
Sallie Mae offers private student loans and other financial products. Our customers pay off their loans in an average of 7 years. But keep in mind that Great Lakes has over 6 million student loan borrowers it serves. Taking that into account, Great Lakes has a complaint rate of about 36 complaints per one million customers.
That's over three times less than Nelnet, seven times less than FedLoan Servicing and 18 times less than Navient! Can private student loans put a lien on your house? Student loans can put a lien on your house if you default and your lender sues you and gets a judgment. However, the loan holder typically won't force a sale of your home. Instead, it will keep the lien on your home until you sell or refinance.
Your account will remain delinquent until you pay the past due balance and any fees. If payment is 30 days late. If you don't make your full monthly payment within 30 days of your due date, your loan servicer will charge you a late fee.
Are sallie mae loans eligible for loan forgiveness? Asked by: Adell Aufderhar Last update: November 21,
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